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Student Accident Insurance Arrangements

Main Points

● The DET does not provide personal accident insurance for students.

 

● Parents and guardians are responsible for paying the cost of medical treatment for injured students, including any transport costs.

 

● These costs may be recoverable where an injury is caused by the negligence (carelessness) of the Department, a school council or their employees or volunteers.

 

● Student accident insurance policies are available from some commercial insurers. These cover a range of medical expenses not covered by Medicare or private health insurance.

 

Actions Required:

 

● Parents/guardians are responsible for paying the cost of medical treatment for injured students, including any transport costs; and 

● Reasonably low cost accident insurance policies are available from commercial insurers.