Student Care Insurance

 All Year, Every Day Student Insurance Cover

Accidents will happen, and they can be costly. Playing sport, riding bicycles, at home and in the playground, students are always at risk from injury. Student Care Insurance is a student accident insurance policy specifically designed for schools, colleges and universities. 

It’s purchased by educational institutes to cover all enrolled students and provides benefits for a range of (non-Medicare) medical services, such as dental and physiotherapy costs which have been incurred as the result of an accident. Additional expenses such as medical  expenses (where the law allows), emergency transport, home tuition and school fee relief are  also payable under the policy. 

There are two policy types, they are:

• Student Activities Only Policy

This policy includes cover for camps, school sports (including out of hours activities, as long as these are facilitated by the school/college), work experience, camps, travelling to and from, and student activities. It also includes any activity organised or authorised by the school/college. This includes before and after school care, if organised by the school/college. 

• 24 Hour Policy 

This policy provides worldwide accidental injury cover, 24 hours a day, 365 days a year. There is no excess applicable for Student Care Insurance.

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